SOLUTIONS

INVESTOR COMPLIANCE

AML, KYC, FATCA and CRS made simple, with your complex rules built right into the software, and workflow that simplifies the process both for your investors and for your team.

FATCA & CRS across Jurisdictions
The rules engine determines investor reportability by jurisdiction, based on investor type, fund jurisdiction and regulatory authority. Finomial uses OCR (optical character recognition) technology to search for indicia in documents, and data analytics to identify indicia in the database.  Review indicia, and automate the process of requesting the required curing documents directly on the platform.   Generate XML files to the exacting requirements of each jurisdiction, resolve data quality issues, and file electronically.  Use the reporting dashboard to prioritize and execute on filing deadlines.

FATCA & CRS across Jurisdictions

The rules engine determines investor reportability by jurisdiction, based on investor type, fund jurisdiction and regulatory authority. Finomial uses OCR (optical character recognition) technology to search for indicia in documents, and data analytics to identify indicia in the database.  Review indicia, and automate the process of requesting the required curing documents directly on the platform.   Generate XML files to the exacting requirements of each jurisdiction, resolve data quality issues, and file electronically.  Use the reporting dashboard to prioritize and execute on filing deadlines.

AML
Integrate with your third party AML data providers, including LexisNexis Bridger and ThomsonReuters WorldCheck for a single place to review and remedy hits, and to escalate reviews when needed.

AML

Integrate with your third party AML data providers, including LexisNexis Bridger and ThomsonReuters WorldCheck for a single place to review and remedy hits, and to escalate reviews when needed.

KYC
Use the configurable rules engine to set KYC documentation requirements based on the investor type, jurisdiction and investment vehicle, and then automate the outreach to investors for missing or expired documentation.

KYC

Use the configurable rules engine to set KYC documentation requirements based on the investor type, jurisdiction and investment vehicle, and then automate the outreach to investors for missing or expired documentation.

Tax & Self-Certifications:
Finomial offers W-forms and fully customizable self-certifications, which you can request from investors automatically, based on the date of the documents you have on file. Automatically generate online tax form and self-certification requests; track receipt; review documents; and follow-up on outstanding items.  Harvest the data provided by investors on the forms directly into the database, eliminating manual data entry and improving accuracy.

Tax & Self-Certifications:

Finomial offers W-forms and fully customizable self-certifications, which you can request from investors automatically, based on the date of the documents you have on file. Automatically generate online tax form and self-certification requests; track receipt; review documents; and follow-up on outstanding items.  Harvest the data provided by investors on the forms directly into the database, eliminating manual data entry and improving accuracy.

Investor Diligence Workflows
Customizable workflows enable you to perform diligence on investors, with an integrated review of data and documents across every regulation, including AML, KYC, FATCA, and CRS, across jurisdictions.

Investor Diligence Workflows

Customizable workflows enable you to perform diligence on investors, with an integrated review of data and documents across every regulation, including AML, KYC, FATCA, and CRS, across jurisdictions.

Event-Driven Compliance
Based on your policies, ensure investor compliance status is reviewed with new transactions, redemption/withdrawal requests, changes in circumstance, and at established intervals.

Event-Driven Compliance

Based on your policies, ensure investor compliance status is reviewed with new transactions, redemption/withdrawal requests, changes in circumstance, and at established intervals.

Four-Eye Workflow
Comply with the highest standards, ensuring that regulatory certification requirements are upheld

Four-Eye Workflow

Comply with the highest standards, ensuring that regulatory certification requirements are upheld

CLIENT LIFECYCLE MANAGEMENT

On-boarding, off-boarding, and every touchpoint in between, with audit trails, rules-based outreach to investors, management reporting and analytics.

Investor On-Boarding
Investors come into your organization the way that’s best for them; while the Finomial integrated platform brings it all together.

Investor On-Boarding

Investors come into your organization the way that’s best for them; while the Finomial integrated platform brings it all together.

Investor Profile
For clients who send paper documents via the postal service, new investors are onboarded with the creation of an investor profile. The investor profile consolidates all of the data and documents related to the investor in a single view, and automatically triggers requests for outstanding KYC documents as needed.

Investor Profile

For clients who send paper documents via the postal service, new investors are onboarded with the creation of an investor profile. The investor profile consolidates all of the data and documents related to the investor in a single view, and automatically triggers requests for outstanding KYC documents as needed.

E-Docs
New Client Forms, Subscription Documents, and Client Questionnaires can be completed online, by the investor or their advisors. Any document can be rapidly implemented on Finomial as-is, so that every datapoint is harvested into the database, eliminating manual data entry.

E-Docs

New Client Forms, Subscription Documents, and Client Questionnaires can be completed online, by the investor or their advisors. Any document can be rapidly implemented on Finomial as-is, so that every datapoint is harvested into the database, eliminating manual data entry.

Integrated Inbox
For clients who prefer to provide their forms as scanned PDFs sent via email, the Integrated Inbox provides a robust workflow which harvests documents from emails automatically, and uses OCR technology to tag emails based on investor, fund, and transaction type. Teams no longer use a shared inbox as a stand-in for an enterprise workflow platform.

Integrated Inbox

For clients who prefer to provide their forms as scanned PDFs sent via email, the Integrated Inbox provides a robust workflow which harvests documents from emails automatically, and uses OCR technology to tag emails based on investor, fund, and transaction type. Teams no longer use a shared inbox as a stand-in for an enterprise workflow platform.

Capital Activity
Transaction-driven onboarding is enabled for subscription agreements, wherein investors are on-boarded via their electronic or paper limited partnership agreement.

Capital Activity

Transaction-driven onboarding is enabled for subscription agreements, wherein investors are on-boarded via their electronic or paper limited partnership agreement.

Integrated Client Positions
Integrate real-time or batch client positions into Finomial for a holisitic view of the investor and their activity.

Integrated Client Positions

Integrate real-time or batch client positions into Finomial for a holisitic view of the investor and their activity.

Rules-Driven Updates
Orchestrate client outreach based on rules-driven criteria such as recent transactions, the investor’s platform log-ins, or date-driven periodicity.

Rules-Driven Updates

Orchestrate client outreach based on rules-driven criteria such as recent transactions, the investor’s platform log-ins, or date-driven periodicity.

Investor Off-Boarding
Comply with data retention rules, identify zero-balance investors for regulatory reporting, and cleanly manage the off-boarding process.

Investor Off-Boarding

Comply with data retention rules, identify zero-balance investors for regulatory reporting, and cleanly manage the off-boarding process.

INVESTOR SERVICING

Digitize investor servicing, from performance reporting, email query management, inflows / outflows, self-service investor profiles, and compliance management.

Self-Service Investor Profiles
Clients can update their own investor data and documents directly online, eliminating manual data entry. At the same time, profile changes are subject to your internal four-eye policy and controls that you configure.

Self-Service Investor Profiles

Clients can update their own investor data and documents directly online, eliminating manual data entry. At the same time, profile changes are subject to your internal four-eye policy and controls that you configure.

Investor-Friendly Compliance
Investors are tired of being bombarded with emails requesting supporting documentation and new forms. Instead, all investor compliance activities are consolidated on the Investor Portal into a user-friend Task List to streamline responses.

Investor-Friendly Compliance

Investors are tired of being bombarded with emails requesting supporting documentation and new forms. Instead, all investor compliance activities are consolidated on the Investor Portal into a user-friend Task List to streamline responses.

Online Transactions
Investors can log in to initiate and view transactions, feeding directly into the capital activity capabilities

Online Transactions

Investors can log in to initiate and view transactions, feeding directly into the capital activity capabilities

Performance Reporting
It’s time to go beyond a simple data room to provide performance reporting to investors. In addition to robust document management and publishing approvals workflow, Finomial enables you to provide investors with outputs of the underlying data, and to visualize performance data.

Performance Reporting

It’s time to go beyond a simple data room to provide performance reporting to investors. In addition to robust document management and publishing approvals workflow, Finomial enables you to provide investors with outputs of the underlying data, and to visualize performance data.

Branded Experience
Finomial’s Investor Portal supports your brand, whether you white-label the entire Finomial platform or leverage Finomial functionality within an existing online client experience.

Branded Experience

Finomial’s Investor Portal supports your brand, whether you white-label the entire Finomial platform or leverage Finomial functionality within an existing online client experience.

Content Marketing
Post information about your firm and new product launches where your clients will see it – on the Investor Portal they use for interactions with your firm. Manage that content directly with self-service tools designed for business users.

Content Marketing

Post information about your firm and new product launches where your clients will see it – on the Investor Portal they use for interactions with your firm. Manage that content directly with self-service tools designed for business users.

DIGITAL TRANSFORMATION CONSULTING

You need a software platform that has the flexibility to support any business configuration, and when you need world-class best practice and implementation leadership, we are your partners.

Data Cleansing
Digital Transformation often stalls on data quality. Our expertise in automated data cleansing, data cleansing projects, and data harmonization enables us to work with you on the heavy lifting.

Data Cleansing

Digital Transformation often stalls on data quality. Our expertise in automated data cleansing, data cleansing projects, and data harmonization enables us to work with you on the heavy lifting.

Data Quality Management
One-off data cleansing combined with a process and technology for data quality management ensures you avoid creating new problems.

Data Quality Management

One-off data cleansing combined with a process and technology for data quality management ensures you avoid creating new problems.

Data Loading
Finomial’s platform tools for data loading enable rapid go-live, and our consulting teams make the process seamless.

Data Loading

Finomial’s platform tools for data loading enable rapid go-live, and our consulting teams make the process seamless.

Document Loading
Client documents are often siloed in content management systems or saved on shared drives. Finomial tools and teams enable you to have a single platform for all client data and documents. Document metadata combined with the Finomial rules engine then further drives your compliance process.

Document Loading

Client documents are often siloed in content management systems or saved on shared drives. Finomial tools and teams enable you to have a single platform for all client data and documents. Document metadata combined with the Finomial rules engine then further drives your compliance process.

Real-time Data Integration
Finomial APIs enable real-time data integration with downstream systems such as investor allocations, transfer agency and data warehouses.

Real-time Data Integration

Finomial APIs enable real-time data integration with downstream systems such as investor allocations, transfer agency and data warehouses.

Digitize the Client Experience
Finomial provides strategic guidance and leadership for bringing together teams across your organization to define digital strategy. With Finomial, you define the strategy and the platform will follow.

Digitize the Client Experience

Finomial provides strategic guidance and leadership for bringing together teams across your organization to define digital strategy. With Finomial, you define the strategy and the platform will follow.

Process Design
Eliminating manual process and paper documents often requires organizational transformation. Our teams can work with you to design an end-state process, and then ensure your processes and systems support that vision.

Process Design

Eliminating manual process and paper documents often requires organizational transformation. Our teams can work with you to design an end-state process, and then ensure your processes and systems support that vision.

Workflow Automation
Determining what steps in a workflow can be automated depends on many factors, including your internal risk policies and your priorities for the client experience. Finomial helps you automate where it matters most to you.

Workflow Automation

Determining what steps in a workflow can be automated depends on many factors, including your internal risk policies and your priorities for the client experience. Finomial helps you automate where it matters most to you.

Workload Balancing
Our platform is designed for geographically-dispersed teams with country-specific data privacy requirements. Our consulting team can help you ensure the right teams handle the right data at the right time.

Workload Balancing

Our platform is designed for geographically-dispersed teams with country-specific data privacy requirements. Our consulting team can help you ensure the right teams handle the right data at the right time.